[教學] How to add simple text in PS?

butluck

how to add simple text like the picture shown below ?

i prefer to use PS but would b good to use some other simple tools for this

http://www.ebay.com.au/itm/230772565492?ssPageName=STRK:MESELX:IT&_trksid=p3984.m1555.l2649

it is just an ebay link...

thanks