mary333

Holding more credit card is not a problem as long as you know how to budget it. And sure you cannot over spend. But some of the people they just use the card without the budget until received the statement..." wow so much!!!! how am I going to pay" so this will be their financing problem already. Credit card is easy for us to shopping, payment bills etc... and some the CR card also given reward points, cash rebate. I, myself also holding 5 Credit cards but no problem for me. I holding this 5 cards because they are giving cash rebate and shopping/restaurant discount so I will see which card to use to get for discount or cash rebate.